ICBC Credit Card Instalment Payment Plan (IPP) allows you to pay your retail purchases according to your Repayment Period. The IPP application must be submit at least seven (7) working days prior to the Statement due date.

Upon the IPP application is approved, cardholders can split the retail purchases into 0% interest for up to 24 months with a low One-Time Processing Fee! You have more flexibility to spend your money now! 

Choose from Repayment Periods of 3 months, 6 months, 12 months or 24 months.

For applications received before 31 December 2023! Enjoy a promotional interest rate applied to the one-time processing fee as follows:

No mobile/internet banking account?
To apply, visit any of our branches personally with your NRIC, or Employment Pass/ S-Pass, and Passport.

Application will only be processed if:

a. You are an existing ICBC Credit Cardmember
b. Applicable only for retail transactions
c. Must be charged to your ICBC Credit Card SGD sub-account
d. At least S$500.00 in a single transaction.
e. Application Form must be submitted 7 working days before the payment due date of the relevant Credit Card Statement via over the counter or by post.

* Terms and conditions apply. (Please click here for details)

* Please click here for FAQs.

Application Channels

★　Download the ICBC Credit Card Instalment Payment Plan application form

▲　Apply at any of our sub branches
You can obtain the application forms from our sub branches OR submit the completed application form to any of our sub branches. Please click here for the location and opening hours of our sub branches.

▲　Submit the completed Application Form by post

▲　Apply via internet banking or mobile banking app

The above is prepared in English and Chinese. The Chinese version is meant for reference only. In the event of any inconsistency between the English and Chinese version, the English version will prevail.