In August, ICBC Internet banking continued the strong momentum of growing, with its several services including personal remittance making another new record high. According to statistics, ICBC personal Internet banking realized 9,140,000 transactions, with trading amount RMB 44.4 billion, showing increase rates of 15.7% and 19.5 respectively compared to those of last year. In the above figures, monthly personal remittance amount broke through RMB 20 billion, reaching RMB 23.2 billion, showing an increase rate of 152% compared to that of last year; fund trading amount reached RMB 0.85 billion, showing an increase rate of 35%; B2C realized monthly trading amount RMB 0.67 billion. Both of them hit new record high.
At the same time, the number of personal customers of ICBC Internet banking increased considerably. The number in the current month increased by 728,000 accounts, showing an increase of 35% compared to that of last month and an increase of 50% compared to the same period last year. In addition, services of VIP room, toll station and financial room of ICBC corporate Internet banking also develop continuously, with monthly trading amount reaching RMB 153.09 billion, RMB 7.05 billion and RMB 3.14 billion respectively.
In order to further improve products operation convenience and enhance Internet banking to grow fast, ICBC perfected transfer and remittance functions in July this year. It divided Internet transfer and remittance functions frequently used by personal customers into three categories, i.e. "My registered account transfer", "Intra-ICBC transfer and remittance" and "Inter-bank transfer and remittance", and integrated and packaged its services again based on individual account transfer and remittance and batch account transfer and remittance, which resulted in improved business flow process, added transaction prompts and detailed operation guides.
While ensuring security of Internet banking, ICBC also optimized the operation process of customer certificate according to customers' use habits. The validity period of personal customer certificate is extended to 5 years from the original 1 year, and the operation of certificate is more convenient. Moreover, ICBC also came up with Co-branded E Card -- users can apply for Co-branded E Card to enjoy various online shopping discounts provided by specially contracted web sites.
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