1. Money Market Deposit Accounts
a) Super Yield Money Market Deposit Account -- A combination of savings and checking accounts, with limited check writing ability, but earning a higher rate of interest -- Minimum $100 to open account* -- Maintain a minimum balance of $1,000 to earn tiered variable interest rates for the applicable deposit balances and avoid monthly service charges. A higher deposit balance qualifies for a higher rate of interest -- We pay interest monthly at variable interest rates, compounded daily on a 365-day basis, when the minimum balance is maintained -- Limit to 6 transfers, and withdrawals each month; transfers and withdrawals made in person, by mail or at ATMs are unlimited. An activity fee of $15 will be charged for each transaction that exceeds the 6-transaction limit -- If you frequently exceed the 6-transaction limit, we will convert your account to a checking account -- Unlimited deposits, withdrawals, and transfers at our retail branches /ATMs * A monthly service charge of $10 applies if the average daily balance is below $1,000.
2. Savings Accounts
a) Super Yield Statement Savings Account -- Earn higher rates of interest with higher deposit balances -- Minimum $100 to open account* -- We pay interest monthly at tiered variable interest rates, compounded daily on a 365-day basis on balances of $0.01 or more -- Deposits can be made in person or by mail -- Limit to 6 transfers and withdrawals each month; transfers and withdrawals made in person, by mail or at ATMs are unlimited. An activity fee of $15 will be charged for each transaction that exceeds the 6-transaction limit -- If you frequently exceed the 6-transaction limit, we will convert your account to a checking account *A monthly service charge of $10 applies if the average daily balance is below $500.
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