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CD Terms
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Deposit Amount
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Annual Percentage Yield
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3-month
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$2,500 Minimum balance
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3.80% APY
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7-month
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$2,500 Minimum balance
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3.90% APY
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11-month
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$2,500 Minimum balance
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4.00% APY
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Terms and Conditions：
The Annual Percentage Yield (APY) stated above is effective as of 9/24/2026. ICBC (USA) personal demand deposit customers are eligible for this offer only. APY is subject to change at any time before the account is opened. Early withdrawal penalties may apply. Penalties and fees could reduce account earnings. Restrictions may apply. ICBC (USA) reserves the right to modify these terms at any time in our reasonable discretion.
Contact our branch to open an account or learn more.
Please contact us for branch contact information.
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